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长沙农商行 | 长沙快贷

  • 2026-04-25 08:03:59
长沙农商行 | 长沙快贷
额度:30-50万
期限方式:3年期，随借随还，先息后本
年化3.3%

进件要求:
符合白名单单位，公积金单边缴纳满500以上

查询要求:
没有明确要求，看客户情况来历史不要成片的非银查询以及网贷机构数很多。具体结合资质
负债要求，信用负债控制在100万以内最好

整体流程:
1查客户单位是否在白名单，不在的话看能不能拉进去，目前拉白时效为一至两天
2线上扫码提交资料，正常半个小时左右会出结果，出了结果让客户带身份证来行里面签办卡提款
正常当天都可以搞完，少数的客户会触发人工审核，可解决

亮点:
人工审核尺度大
查询负债相对于宽松
额度把控
线下人工可解决
详询小编

个人观点  仅供参考

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  1. CONNECT:[ UseTime:0.000431s ] mysql:host=127.0.0.1;port=3306;dbname=e460;charset=utf8mb4
  2. SHOW FULL COLUMNS FROM `fenlei` [ RunTime:0.000924s ]
  3. SELECT * FROM `fenlei` WHERE `fid` = 0 [ RunTime:0.000329s ]
  4. SELECT * FROM `fenlei` WHERE `fid` = 63 [ RunTime:0.000237s ]
  5. SHOW FULL COLUMNS FROM `set` [ RunTime:0.000525s ]
  6. SELECT * FROM `set` [ RunTime:0.000216s ]
  7. SHOW FULL COLUMNS FROM `article` [ RunTime:0.000611s ]
  8. SELECT * FROM `article` WHERE `id` = 502321 LIMIT 1 [ RunTime:0.000413s ]
  9. UPDATE `article` SET `lasttime` = 1777650468 WHERE `id` = 502321 [ RunTime:0.000658s ]
  10. SELECT * FROM `fenlei` WHERE `id` = 64 LIMIT 1 [ RunTime:0.000244s ]
  11. SELECT * FROM `article` WHERE `id` < 502321 ORDER BY `id` DESC LIMIT 1 [ RunTime:0.000421s ]
  12. SELECT * FROM `article` WHERE `id` > 502321 ORDER BY `id` ASC LIMIT 1 [ RunTime:0.000641s ]
  13. SELECT * FROM `article` WHERE `id` < 502321 ORDER BY `id` DESC LIMIT 10 [ RunTime:0.000810s ]
  14. SELECT * FROM `article` WHERE `id` < 502321 ORDER BY `id` DESC LIMIT 10,10 [ RunTime:0.000998s ]
  15. SELECT * FROM `article` WHERE `id` < 502321 ORDER BY `id` DESC LIMIT 20,10 [ RunTime:0.003075s ]
0.083318s